The RAM Group, Inc. is a national firm specializing in providing employers with pre-tax/tax deferred benefit programs for their employees.

Through its development, The Ram Group, Inc. has evolved into four divisions to best serve out clients:

• VNA BENEFIT PROGRAMS - providing custom designed retirement and flexible benefit programs to Visiting Nurse Associations and Hospices across the country
• EDUCATORS ASSET MANAGEMENT - serving educational employees in both the public and private educational sectors with voluntary 403(b) and other pre-tax programs
• ASSOCIATION BENEFIT PROVIDERS - working with national and state associations, The RAM Group, Inc. provides custom designed pre-tax programs through association affinity programs. These programs include 403(b), 401(k), Executive Deferred Compensation Plans and other tax qualified programs.
• FLEX PLAN SERVICES - providing flex plan administration, enrollment, product and service for both premium only plans and full 125 cafeteria programs.

Home Office: Phoenix, Arizona, Telephone: 480-306-4064
Regional Offices: Denver, Boston, Washington D.C.


                                          or Randy Composanto RIA, Vice President, at randy@theramgroup.net , Telephone: 303-819-8545

*Securities and Investment Advisory Services offered through GWN SECURITIES, INC., member FINRA & SIPC 11440 North Jog Road, Palm Beach Gardens, FL 33418.
Phone: 561-472-2700